Net worth calculator
Calculate net worth from total assets and debts valued on the same date.
Formula
Net worth = total assets − total liabilities.
Net worth (same currency) ≈ (250,000)-(150,000)
How to use
- Add the current values of cash, investments, property and other assets.
- Add all outstanding debts using the same currency and valuation date.
- Read net worth and save the date for future comparisons.
Examples
- 250,000 assets − 150,000 debts = 100,000 net worth.
Frequently asked questions
Should I enter a home’s equity as an asset?
Enter its full value as an asset and its mortgage as a liability; avoid counting the debt twice.
Can net worth be negative?
Yes. This means your liabilities exceed your assets.
Is net worth spendable cash?
No. It may include illiquid assets and excludes any unentered selling costs or taxes.
Sources
Updated: