Cash-on-Cash Return Calculator
Measure annual pretax cash flow as a percentage of cash invested, using one currency.
Formula
Cash-on-cash return = annual pretax cash flow / cash invested × 100%
Cash-on-cash return ≈ (6,000)÷(50,000)×100
How to use
- Enter annual cash flow after expenses and debt payments.
- Enter all initial cash invested, including fees and repairs.
- Read the annual cash-on-cash return.
Examples
- Annual cash flow 6,000 divided by 50,000 invested gives 12%.
Frequently asked questions
Is loan principal part of cash invested?
Borrowed funds are excluded; count your own cash contribution.
Does this include appreciation?
No. It measures cash flow, not unrealized value growth or sale proceeds.
Can returns be negative?
Yes, when the property needs additional cash during the year.
Sources
Updated: